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Alternative Document Program

Flexible Mortgage Solutions for Unique Borrowers

At Absolute Home Mortgage, we understand that every borrower’s situation is unique. Our alternative document program is designed to provide mortgage solutions tailored to your needs. With a 4.9-star rating and over 2933 satisfied customers, our expertise is backed by an outstanding track record.

Features & Benefits

Customized Mortgage Solutions:

  • Bank Statement Only Program
  • Profit and Loss Program
  • 1099 Only Program
  • Asset Utilization Program

Talking to a licensed Loan Officer is the first step to getting the right mortgage loan. Everyone has different loan needs and qualifications, and your Loan Officer will know which questions to ask in order to best match you with the right loan and monthly payment that you qualify for.

The 24-month Profit and Loss Program typically offers a better interest rate compared to the 12-month program. The exact rates depend on your individual circumstances and can be discussed with an Absolute Home Mortgage Loan Officer.

The Asset Utilization Program is an excellent option for individuals with significant assets but limited income. It enables you to use your bank assets as qualifying income for your mortgage application.

Ready to Get Started?

Whether you’re looking to buy or refinance, we have a loan program for you. Get started on the road to accomplishing your mortgage needs with us at Absolute Home Mortgage.

Hear From People Who Loved Working With Us

Our clients come first, and communication and transparency are our goal. See what they’re saying about working with us.