Veteran’s Affairs (VA) Loans

Designed for those who have served, with zero down and no mortgage insurance.

VA loans are mortgage programs backed by the U.S. Department of Veterans Affairs and designed to make homeownership more affordable for eligible veterans, active-duty service members, and surviving spouses. These loans offer benefits such as no required down payment, no private mortgage insurance, and competitive interest rates. For those who qualify, a VA loan can be one of the most valuable tools for buying a home.

Take Advantage

VA Loans Are Good For:

VA loans are ideal for veterans, active-duty service members, and eligible surviving spouses who want affordable access to homeownership. They’re especially helpful for buyers with limited savings or those looking to avoid monthly mortgage insurance and take advantage of their VA benefits.

VA Loan Details

Loan Type Basics +

VA loans are government-backed and offered through private lenders. Because the VA guarantees a portion of the loan, lenders can provide more flexible credit requirements and favorable terms.

Down Payment Advantage +

VA loans require no down payment in most cases, allowing qualified buyers to finance 100% of the home’s purchase price. This can help make homeownership more accessible, especially for first-time buyers.

Competitive Long-Term Savings +

VA loans typically offer lower interest rates than other loan types. With no PMI and limited closing costs, qualified borrowers can see significant savings over the life of the loan.

Eligibility and Guidance +

Eligibility is based on military service history, discharge status, and other criteria set by the VA. Many veterans and service members are surprised to find they qualify. Our loan officers can help determine your eligibility and guide you through every step.

Not the Loan You Were Looking For?

Secure Your Veteran’s Affairs (VA) Loan at One of Our Branches

We are honored to serve those who have served. Our team of experienced loan officers is here to help you make the most of your VA loan benefits with clear guidance and personalized support. Contact your local branch to get started and take the next step toward homeownership.

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Hear From People Who Loved Working With Us

Our clients come first, and communication and transparency are our goal. See what they’re saying about working with us.

John Esposito

Communicated clearly and efficiently throughout the entire process. Always available to answer any questions that we had.

Mar/22/2022

Ilham Had

It couldn’t be any better! Thank you.

Mar/22/2022

Vivek Shah

Mr. Sharif made the process very smooth. He explained me the whole process very well. My closing was after 2 months and the interest rates were going up and the sharif guided me to lock the lower rates for two months. Other lenders were not ready to …

Mar/22/2022

Mereena Ceril

It was easy and pleasant to work with Rohit.

Mar/22/2022

Harold Edwin Gaines

They were very professional and made themselves available during our home search. they made the process go smoothly.

Mar/22/2022

Mallikarjun Rao Banda

Rohit Saraogi and Jessica Mastriano have provided exceptional service!

Mar/22/2022

Cecelia LaPoint

Jeff and Kelly kept me up to date on everything throughout the whole process. Answered any questions right away. They were a pleasure to work with.

Mar/21/2022

Elizabeth Barrett Morales

Zephan is the BEST. We had many false starts leading up to our mortgage journey. Zephan patiently waited for us and kept us informed about the market along the way. We know our file was frustrating, but Zeph never made us feel like anything but va…

Mar/21/2022

Giuseppe Castronovo

Zephan put up with my shit for 2 years and about 36 failed contracts

Mar/21/2022

Brian Imbriale

Made it very comfortable and easy to work with

Mar/21/2022

Erik Anderson

Valentina did an amazing job at breaking down the tasks associated with our home buying experience. At each step she walked us through the importance, clearly identified what was expected, and provided additional advisement when there was confusion. …

Mar/21/2022

Satya Putta

Sharif and his team Ana, has been pleasant to work with. He was detailed and competitive in the offering, quick at responding to our needs of getting a pre-approval letter, as we made an offer, and quick at finalizing details to meet the closing date…

Mar/21/2022

Jordan Price

Greg was extremely responsive and answered all my questions.

Mar/20/2022

SVETLANA SYPEN

Great service

Mar/20/2022

John Risitano III

Zephan is very knowledgeable and he knows what he’s doing. He made my whole experience very pleasant, and very stress free. I will recommend Zephan to everyone I know.

Mar/19/2022

Frank A Luna JR

Team was knowledgeable and responsive.

Mar/19/2022

Daniel Rannekleiv

Justin himself was very helpful through a difficult process

Mar/19/2022

Jorge I Pabon

The customer service and follow up was standing

Mar/19/2022

Marta Mroczkowska

His professionalism and understanding of our needs.

Mar/19/2022

Efstratios Monafis

Everything was done very well and everyone was so attentive to what needed to be done. I felt very taken care of.

Mar/19/2022

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Whether you’re looking to buy or refinance, we have a loan program for you. Get started on the road to accomplishing your mortgage needs with us at Absolute Home Mortgage.

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Veteran’s Affairs (VA) Loans

Designed for those who have served, with zero down and no mortgage insurance.

VA Loans Are Good For:

VA Loan Details

Loan Type Basics +

Down Payment Advantage +

Competitive Long-Term Savings +

Eligibility and Guidance +

Secure Your Veteran’s Affairs (VA) Loan at One of Our Branches

Hear From People Who Loved Working With Us

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