USDA Rural Development Loans

Buy with no down payment in eligible rural and suburban areas.

USDA Rural Development Loans are government-backed mortgages designed to help eligible buyers purchase homes in designated rural and suburban areas. These loans offer 100% financing, meaning no down payment is required for qualified borrowers. With low fixed interest rates and affordable mortgage insurance, they are a valuable option for those looking outside major metropolitan markets.

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USDA Loans Are Good For:

USDA loans are a great fit for first-time buyers or households with steady income who are purchasing in eligible rural or suburban areas. They’re ideal for borrowers with limited savings who want affordable monthly payments and are open to buying outside major city limits.

USDA Loan Details

Loan Type Basics +

USDA loans are issued by approved lenders and backed by the U.S. Department of Agriculture. They are intended to support homeownership in eligible rural communities and offer more flexible credit and income guidelines than many conventional loan options.

Down Payment Options +

Qualified borrowers can purchase a home with no down payment required. USDA loans allow financing of up to 100% of the appraised value, making it easier for buyers to get into a home without years of savings.

Cost Over Time +

USDA loans offer competitive interest rates and affordable monthly payments. With no down payment and reduced insurance fees, they can result in significant long-term savings for eligible buyers.

Not the Loan You Were Looking For?

Secure your USDA Rural Development Loan At One of Our Branches

If you’re thinking about buying in a rural or suburban area, a USDA loan could be the key to getting there sooner. Our local loan officers will walk you through the process, help you check property eligibility, and provide support from start to finish. Let’s talk about making your homeownership goals a reality.

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Whether you’re looking to buy or refinance, we have a loan program for you. Get started on the road to accomplishing your mortgage needs with us at Absolute Home Mortgage.

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