USDA Rural Development Loans

Buy with no down payment in eligible rural and suburban areas.

USDA Rural Development Loans are government-backed mortgages designed to help eligible buyers purchase homes in designated rural and suburban areas. These loans offer 100% financing, meaning no down payment is required for qualified borrowers. With low fixed interest rates and affordable mortgage insurance, they are a valuable option for those looking outside major metropolitan markets.

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USDA Loans Are Good For:

USDA loans are a great fit for first-time buyers or households with steady income who are purchasing in eligible rural or suburban areas. They’re ideal for borrowers with limited savings who want affordable monthly payments and are open to buying outside major city limits.

USDA Loan Details

Loan Type Basics +

USDA loans are issued by approved lenders and backed by the U.S. Department of Agriculture. They are intended to support homeownership in eligible rural communities and offer more flexible credit and income guidelines than many conventional loan options.

Down Payment Options +

Qualified borrowers can purchase a home with no down payment required. USDA loans allow financing of up to 100% of the appraised value, making it easier for buyers to get into a home without years of savings.

Cost Over Time +

USDA loans offer competitive interest rates and affordable monthly payments. With no down payment and reduced insurance fees, they can result in significant long-term savings for eligible buyers.

Not the Loan You Were Looking For?

Secure your USDA Rural Development Loan At One of Our Branches

If you’re thinking about buying in a rural or suburban area, a USDA loan could be the key to getting there sooner. Our local loan officers will walk you through the process, help you check property eligibility, and provide support from start to finish. Let’s talk about making your homeownership goals a reality.

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Hear From People Already Working With Us

Our clients come first, with consistent communication and transparency is our goal. See what they’re saying about working with us.

John Esposito

Communicated clearly and efficiently throughout the entire process. Always available to answer any questions that we had.

Mar/22/2022

Ilham Had

It couldn’t be any better! Thank you.

Mar/22/2022

Vivek Shah

Mr. Sharif made the process very smooth. He explained me the whole process very well. My closing was after 2 months and the interest rates were going up and the sharif guided me to lock the lower rates for two months. Other lenders were not ready to …

Mar/22/2022

Mereena Ceril

It was easy and pleasant to work with Rohit.

Mar/22/2022

Harold Edwin Gaines

They were very professional and made themselves available during our home search. they made the process go smoothly.

Mar/22/2022

Mallikarjun Rao Banda

Rohit Saraogi and Jessica Mastriano have provided exceptional service!

Mar/22/2022

Cecelia LaPoint

Jeff and Kelly kept me up to date on everything throughout the whole process. Answered any questions right away. They were a pleasure to work with.

Mar/21/2022

Elizabeth Barrett Morales

Zephan is the BEST. We had many false starts leading up to our mortgage journey. Zephan patiently waited for us and kept us informed about the market along the way. We know our file was frustrating, but Zeph never made us feel like anything but va…

Mar/21/2022

Giuseppe Castronovo

Zephan put up with my shit for 2 years and about 36 failed contracts

Mar/21/2022

Brian Imbriale

Made it very comfortable and easy to work with

Mar/21/2022

Erik Anderson

Valentina did an amazing job at breaking down the tasks associated with our home buying experience. At each step she walked us through the importance, clearly identified what was expected, and provided additional advisement when there was confusion. …

Mar/21/2022

Satya Putta

Sharif and his team Ana, has been pleasant to work with. He was detailed and competitive in the offering, quick at responding to our needs of getting a pre-approval letter, as we made an offer, and quick at finalizing details to meet the closing date…

Mar/21/2022

Jordan Price

Greg was extremely responsive and answered all my questions.

Mar/20/2022

SVETLANA SYPEN

Great service

Mar/20/2022

John Risitano III

Zephan is very knowledgeable and he knows what he’s doing. He made my whole experience very pleasant, and very stress free. I will recommend Zephan to everyone I know.

Mar/19/2022

Frank A Luna JR

Team was knowledgeable and responsive.

Mar/19/2022

Daniel Rannekleiv

Justin himself was very helpful through a difficult process

Mar/19/2022

Jorge I Pabon

The customer service and follow up was standing

Mar/19/2022

Marta Mroczkowska

His professionalism and understanding of our needs.

Mar/19/2022

Efstratios Monafis

Everything was done very well and everyone was so attentive to what needed to be done. I felt very taken care of.

Mar/19/2022

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Whether you’re looking to buy or refinance, we have a loan program for you. Get started on the road to accomplishing your mortgage needs with us at Absolute Home Mortgage.

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USDA Rural Development Loans

Buy with no down payment in eligible rural and suburban areas.

USDA Loans Are Good For:

USDA Loan Details

Loan Type Basics +

Down Payment Options +

Cost Over Time +

Secure your USDA Rural Development Loan At One of Our Branches

Hear From People Already Working With Us

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