Absolute Home Mortgage Corp is a licensed Mortgage Banker.
Loan Officer
Meet Sebastian Chica
Absolute Home Mortgage
I’m a proud girl dad, husband, and passionate about making a positive impact on people’s lives through Real Estate. With over 8 years of experience, I specialize in empowering families, first-time buyers, and helping with mortgage options and financial wellness. I graduated with a Finance degree from Manhattanville College, where I met my amazing wife! When I’m not working, you can find me cooking, playing golf, or creating lasting memories with my loved ones. Let’s connect and simplify the home buying process to make your homeownership dreams a reality!
NMLS ID # 1700544
Office Phone
(201) 204-9689
Mobile Phone
(914) 282-0075
Email
schica@ahmcloans.com
Primary Branch Location
Absolute Fairfield Branch
165 Passaic Avenue, Suite 411
Fairfield, NJ 07004
Licensed Mortgage Banker
NMLS# 176743
What They’re Saying About Sebastian Chica
Yanina Almeida Barriga
No tengo más que palabras de agradecimiento para sebastian y su equipo como.
compradora por primera ves el proceso me parecía abrumador pero el.
fue extremadamente paciente profesional y siempre estuvo disponible para respon…
Jun/04/2026
Emily Quiroa
We had such a wonderful experience working with our loan officer throughout the process of buying our home. From the very beginning, they were knowledgeable, responsive, patient, and always willing to answer our questions and explain everything cl…
Aug/19/2026
Eric Mena
We couldn’t have asked for a better experience with our mortgage broker Sebastian! From the very beginning, Sebastian was incredibly responsive, knowledgeable, and genuinely easy to speak with. Every question was answered clearly, and he made a …
Aug/10/2026
Juan Oregon
Amazing team with great communication...always there to answer any questions you have day or night.....they treat you like fans basically and the whole experience was amazing we could've gotten out wonderful home without th…
Aug/27/2026
Get Educated Before You Apply
Consider us your mortgage resource. Check out our loan programs to determine what might be best for you. Then, give us a call or apply online today.
Purchase FAQs
Worried about your home purchasing options? Having trouble determining your affordability range? Need to know more on how to qualify for a loan? Your purchase questions, answered.
Explore the FAQRefinancing FAQs
Need to learn more about refinancing before pulling the trigger? Here are the most common questions our customers have.
Explore the FAQReasons to Finance
Is it time for you to refinance? Check out our top reasons.
Explore Refinancing ConsiderationsMortgage Terms, Simplified.
Don’t know mortgage jargon? Don’t worry, we got you. Stay on top of mortgage terms and definitions with our mortgage glossary resource.
Explore Mortgage TermsGet the Home You Absolutely Love With a Little Help
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Get the latest news, tips, and updates from Absolute Home Mortgage.
10 Questions To Ask A Home Inspector
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10 Questions To Ask Your Condo Board
Before you buy, contact the condo board with the following questions. In the process, youll learn how responsiveand organizedits members are. What percentage of units is owner-occupied? What percentage is tenant-occupied? Generally, the higher the perc …
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What are the most popular mortgage loans you offer?Which type of mortgage plan do you think would be best for us? Why?Are your rates, terms, fees, and closing costs negotiable?Will I have to buy private mortgage insurance? If so how much will it cost a …
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Ready to get Started?
Are you ready to open the doors to your new home, make the right investment, or give yourself newfound freedom by refinancing? Absolute Home Mortgage is ready to guide you every step of the way. Get started with us by clicking the button below. Still have questions? Use the Contact form to the right.
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