Absolute Home Mortgage Corp is a licensed Mortgage Banker.
Mortgage Loan Originator
Meet Lucas Hernandez
Absolute Home Mortgage
With over five years of experience helping over 200 families and investors across the country, I’ve learned that mortgages aren’t about interest rates and paperwork—they’re about people. My approach is simple: listen deeply, serve wholeheartedly, and guide with clarity.
I’m known for being an empathetic advisor, especially for first-time homebuyers who want a steady hand and straight answers. This is a complex transaction so whether it’s building a smart refinance strategy, structuring a loan for an investment property, or walking someone through a plan to qualify for the future, my goal is always the same: create confidence while reducing stress. I help my clients make decisions that support their long-term wealth and well-being.
My “why” is rooted in contribution. I believe our communities grow stronger when people feel educated, supported, and empowered in their financial lives. Every conversation is an opportunity to build a relationship, offer clarity, and help someone take the next right step toward their goals.
If you’re looking for a mortgage professional who leads with heart, communicates with transparency, and treats your goals like his own, I’d be honored to serve you.
NMLS ID # 1992794
Office Phone
(856) 412-4086
Mobile Phone
(347) 522-8925
Email
lhernandez@ahmcloans.com
Primary Branch Location
Absolute Fairfield Branch
165 Passaic Avenue, Suite 411
Fairfield, NJ 07004
Licensed Mortgage Banker
NMLS# 176743
What They’re Saying About Lucas Hernandez
Martin Moscoso Marquez
The follow up and answering every question we had was amazing. Nothing was left unanswered and the experience was great. 10 out of 10 stars!
Aug/26/2026
Karina Tapia-Rios
Lucas was great at communicating and helping us get through any bump that could arise. I believe his efficiency and high attention to detail is what made our story a success. Also, he is very easy to talk to and doe…
Aug/26/2026
Nicholas Carbonaro
He made sure i locked in time and got me a good deal.
Aug/26/2026
Tirso Hernandez
Lucas, You were such fentleman. A Well informed and very patient man. Thank you so much for your understanding and knowledge lo to help us achieve it All.
Aug/23/2026
Bryan Espejo
Would make your dream come true , very Profesional would recommend him !!
Aug/26/2026
James Agee
very hardworker
Aug/18/2026
Sandra Pena
Lucas and his team were excellent throughout our entire loan process. They were professional, responsive, and always available to answer our questions. They made the process smooth, fast, and stress-free. We truly appreciate all their help and sup…
Aug/11/2026
Jeffry Pena
We had a great experience, we highly recommend Lucas !
Aug/22/2026
Anderson Lora Infante
I want to sincerely thank my banker for all the support, dedication, and patience throughout the entire process of buying my home. He was always on top of every document I needed, answered my questions, and guided me through every step of the proc…
Aug/08/2026
Eric Pagan Rivera
Working with Lucas Hernández was one of the best parts of our home-buying journey. From start to finish, he demonstrated exceptional professionalism, patience, and dedication. He took the time to explain every step of the loan process, answered a…
Aug/05/2026
Diana Quinteros Ramirez
Lucas y Nick hicieron q este proceso nonse sintiera difícil, me apoyaron en cada paso, y brindaron su ayuda en todo momento
Jul/03/2026
Kim Cohen
Hey was very patient and he was always there when needed very knowledgeable
Jul/06/2026
Jorge Collazo
From our very first conversation, Lucas was incredibly knowledgeable, patient, and responsive. He took the time to explain every step, answered all my (many) questions in plain English. Even when unexpected paperwork popped up, Lucas handled every…
Jul/04/2026
Juber Chabla
fast response. Easy to explain the process
Jul/08/2026
Tyree Coley
Lucas is very personable and helped greatly through out the process for buying my first home. He def made the process easier and not as overwhelming. The service he gave to assist and information about the process was well…
Jun/30/2026
Diana Nicolas
Lucas made everything super simple. Thank you for an amazing experience.
Jun/19/2026
Kaitlyn Mastorio
Lucas was warm and showed he cared from the moment we first spoke with him. He was quick, efficient and professional and always Looked out for us!
Jun/17/2026
Barbara Kolarick
Everything was seamless and professional and all aspects of the process where explained Would highly recommend Lucas and his team
May/30/2026
Get Educated Before You Apply
Consider us your mortgage resource. Check out our loan programs to determine what might be best for you. Then, give us a call or apply online today.
Purchase FAQs
Worried about your home purchasing options? Having trouble determining your affordability range? Need to know more on how to qualify for a loan? Your purchase questions, answered.
Explore the FAQRefinancing FAQs
Need to learn more about refinancing before pulling the trigger? Here are the most common questions our customers have.
Explore the FAQReasons to Finance
Is it time for you to refinance? Check out our top reasons.
Explore Refinancing ConsiderationsMortgage Terms, Simplified.
Don’t know mortgage jargon? Don’t worry, we got you. Stay on top of mortgage terms and definitions with our mortgage glossary resource.
Explore Mortgage TermsGet the Home You Absolutely Love With a Little Help
Did you know that in the time it took you to read this page, you could already be pre-approved? Take the first step to getting your new home.
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Get the latest news, tips, and updates from Absolute Home Mortgage.
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Ready to get Started?
Are you ready to open the doors to your new home, make the right investment, or give yourself newfound freedom by refinancing? Absolute Home Mortgage is ready to guide you every step of the way. Get started with us by clicking the button below. Still have questions? Use the Contact form to the right.
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