Bridge Loans

Buy before you sell by leveraging equity in your current home.

If you are ready to buy a new home but haven’t sold your current one, a bridge loan may be the perfect solution. A Bridge Loan is designed to help you leverage your existing home equity to finance a new purchase, without waiting for your home to sell. This short-term financing option allows you to move quickly and confidently in competitive markets, all while maintaining flexibility in your timeline.

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Bridge Loans Are Good For:

Bridge loans are a great fit for homeowners who want to buy a new home before selling their current one. They’re especially useful for buyers in competitive markets, families relocating, or anyone with strong home equity looking to avoid making a contingent offer.

Bridge Loan Details

Once approved, the bridge loan provides funds that can be used for a down payment and closing costs on your new home. After your existing home is sold, the proceeds can be used to pay off the bridge loan. During the loan period, payments may be interest-only or deferred, depending on the program structure.

Borrowers must have sufficient equity in their current home and meet credit and asset guidelines. The program may also factor in the monthly obligations of both homes, although some lenders offer flexibility by excluding the departing residence from the debt-to-income ratio if it is listed for sale.

A bridge loan can be an excellent short-term tool for the right borrower. If you have strong equity, solid credit, and a plan in place to sell your home, this program can help you transition smoothly without financial strain.

Not the Loan You Were Looking For?

Secure Your Bridge Loan at One of Our Branches

Moving from one home to the next should not be stressful. With a Bridge Loan, you can buy confidently and sell on your own terms. Talk to one of our loan officers today to see if this short-term financing solution is the right move for you.

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Hear From People Who Loved Working With Us

Our clients come first, with communication and transparency as our goal, we make sure you never miss a beat. See what our customers are saying about their Absolute Home Mortgage home buying experience.

John Esposito

Communicated clearly and efficiently throughout the entire process. Always available to answer any questions that we had.

Mar/22/2022

Ilham Had

It couldn’t be any better! Thank you.

Mar/22/2022

Vivek Shah

Mr. Sharif made the process very smooth. He explained me the whole process very well. My closing was after 2 months and the interest rates were going up and the sharif guided me to lock the lower rates for two months. Other lenders were not ready to …

Mar/22/2022

Mereena Ceril

It was easy and pleasant to work with Rohit.

Mar/22/2022

Harold Edwin Gaines

They were very professional and made themselves available during our home search. they made the process go smoothly.

Mar/22/2022

Mallikarjun Rao Banda

Rohit Saraogi and Jessica Mastriano have provided exceptional service!

Mar/22/2022

Cecelia LaPoint

Jeff and Kelly kept me up to date on everything throughout the whole process. Answered any questions right away. They were a pleasure to work with.

Mar/21/2022

Elizabeth Barrett Morales

Zephan is the BEST. We had many false starts leading up to our mortgage journey. Zephan patiently waited for us and kept us informed about the market along the way. We know our file was frustrating, but Zeph never made us feel like anything but va…

Mar/21/2022

Giuseppe Castronovo

Zephan put up with my shit for 2 years and about 36 failed contracts

Mar/21/2022

Brian Imbriale

Made it very comfortable and easy to work with

Mar/21/2022

Erik Anderson

Valentina did an amazing job at breaking down the tasks associated with our home buying experience. At each step she walked us through the importance, clearly identified what was expected, and provided additional advisement when there was confusion. …

Mar/21/2022

Satya Putta

Sharif and his team Ana, has been pleasant to work with. He was detailed and competitive in the offering, quick at responding to our needs of getting a pre-approval letter, as we made an offer, and quick at finalizing details to meet the closing date…

Mar/21/2022

Jordan Price

Greg was extremely responsive and answered all my questions.

Mar/20/2022

SVETLANA SYPEN

Great service

Mar/20/2022

John Risitano III

Zephan is very knowledgeable and he knows what he’s doing. He made my whole experience very pleasant, and very stress free. I will recommend Zephan to everyone I know.

Mar/19/2022

Frank A Luna JR

Team was knowledgeable and responsive.

Mar/19/2022

Daniel Rannekleiv

Justin himself was very helpful through a difficult process

Mar/19/2022

Jorge I Pabon

The customer service and follow up was standing

Mar/19/2022

Marta Mroczkowska

His professionalism and understanding of our needs.